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Title 27 Transportation

Subtitle 2. Motor Vehicle Registration And Licensing

Chapter 22 Motor Vehicle Liability Insurance

27-22-101. Legislative intent - Applicability.

27-22-102. Construction.

27-22-103. Penalty. [Effective until January 1, 2008.]

27-22-103. Penalty. [Effective January 1, 2008.]

27-22-104. Insurance required - Minimum coverage. [Effective until January 1, 2008.]

27-22-104. Insurance required - Minimum coverage. [Effective January 1, 2008.]

27-22-105. Inadequate insurance during an accident - Penalty. [Effective until January 1, 2008.]

27-22-105. Inadequate insurance during an accident - Penalty. [Effective January 1, 2008.]

27-22-106. Cancellation of policy or contract - Administrative revocation or suspension of license.

27-22-107. Motor vehicle insurance reporting. [Effective until January 1, 2008.]

27-22-107. Motor vehicle insurance reporting. [Effective January 1, 2008.]

27-22-108. [Repealed.]

A.C.R.C. Notes. References to “this chapter” in §§ 27-22-101 - 27-22-104 and 27-22-107 may not apply to §§ 27-22-105 and 27-22-106, which were enacted subsequently.

Cross References. Automobile liability insurance generally, § 23-89-201 et seq.

Proof of insurance, § 27-13-102.

Effective Dates. Acts 1991, No. 988, § 9: Apr. 8, 1991. Emergency clause provided: “It is hereby found and determined by the General Assembly that violation of the motor vehicle licensing law is epidemic in this state resulting in lost revenues to schools and the state and local governments; that the present enforcement mechanism is not a deterrent to the violation; that this act is an attempt to enhance the enforcement of the motor vehicle licensing law; that until this act goes into effect, the motor vehicle licensing law will continue to be violated resulting in lost revenue to schools and state and local governments; that enhancing penalties for repeat offenses of the liability insurance requirement is necessary to increase compliance with the law; and that this act is immediately necessary to provide efficient enforcement of the motor vehicle licensing law and motor vehicle liability insurance law. Therefore, an emergency is hereby declared to exist and this act being immediately necessary for the preservation of the public peace, health, and safety shall be in full force and effect from and after its passage and approval.”

Acts 1999, No. 881, § 28: Mar. 25, 1999. Emergency clause provided: “It is hereby found and determined by the Eighty-second General Assembly of the State of Arkansas that the present funeral pre-need laws, employee leasing firm laws, and other insurance laws are inadequate to protect the public. In pertinent part, the changes to the Insurance Code needed to assure the stability of funding for the Fraud Investigation Division of the Department must be enacted in the laws of this state well before the new fiscal year beginning July 1, 1999. The changes to authorized appropriations, as well as changes to the disability (health) insurance laws on individuals to conform to the federal laws on group policies with guaranteed renewability require immediate adoption; and unless this emergency clause is adopted, this act might not become effective until after the beginning of the next fiscal year. Therefore, an emergency is hereby declared to exist and this act being necessary for the immediate preservation of the public peace, health and safety shall be in full force and effect from and after the date of its passage and approval. If the bill is neither approved nor vetoed by the Governor, it shall become effective on the expiration of the period of time during which the Governor may veto the bill. If the bill is vetoed by the Governor and the veto is overridden, it shall become effective on the date the last house overrides the veto.”

Acts 2003, No. 998, § 4: July 1, 2003. Emergency clause provided: “It is found and determined by the General Assembly of the State of Arkansas that the lack of compliance with the motor vehicle liability insurance law is epidemic in this state; that the owners of motor vehicles that have not complied with mandatory insurance requirements increase the potential financial catastrophe to others involved in accidents with them; that this act is designed and intended to provide enforcement provisions and to ensure increased compliance with the motor vehicle liability insurance law of this state; and that the enactment of new and enhanced penalties and requirements will increase compliance with the motor vehicle liability insurance law. Therefore, an emergency is declared to exist and this act being necessary for the preservation of the public peace, health, and safety shall become effective on July 1, 2003.”

Acts 2007, No. 485, § 9: January 1, 2008.

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